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Go Uang APK: Aplikasi Pinjol Ilegal yang Berbahaya, Hindari Segera!

Go Uang APK: What You Need to Know Before Downloading

If you are looking for a quick and easy way to get some cash, you might have come across Go Uang APK, an app that claims to offer online loans with low interest rates and flexible repayment terms. But before you download and use this app, there are some things that you need to know. In this article, we will explain what Go Uang APK is, how it works, and what are the risks and benefits of using it. We will also show you how to download, install, and use Go Uang APK, as well as how to avoid scams and frauds related to it.

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What is Go Uang APK?

Go Uang APK is an app that provides online loans for people who need some extra money. It is one of the many apps that offer pinjaman online (online loans) in Indonesia. According to the app's description, it offers loans ranging from Rp 2 million to Rp 5 million, with an annual interest rate of up to 18.25%, and a repayment period of 91 to 180 days. The app only requires a valid ID card (KTP) as a condition for applying for a loan.

The features of Go Uang APK

Some of the features that Go Uang APK claims to have are:

  • Fast and easy application process: You can apply for a loan in minutes by filling out some basic information and uploading your ID card.

  • High approval rate: You can get approved for a loan within 24 hours, regardless of your credit history or income level.

  • Low interest rate: You can enjoy a low interest rate of up to 18.25% per year, which is lower than most banks and other online lenders.

  • Flexible repayment terms: You can choose a repayment period that suits your needs, from 91 days to 180 days.

  • No collateral or guarantor required: You don't need to provide any collateral or guarantor to secure your loan.

  • No hidden fees or charges: You only need to pay the interest and the principal amount of your loan, with no additional fees or charges.

The risks of using Go Uang APK

However, using Go Uang APK also comes with some risks that you should be aware of. Some of these risks are:

  • Lack of legal status: Go Uang APK is not registered or licensed by the Financial Services Authority (OJK), which means that it is operating illegally and does not comply with the regulations and standards set by the government.

  • Poor customer service: Go Uang APK does not have a clear or reliable customer service system, which makes it difficult for customers to contact them or get help if they have any questions or problems.

  • High potential for fraud and scam: Go Uang APK may use your personal and financial information for malicious purposes, such as identity theft, phishing, or extortion. They may also charge you with hidden fees or penalties, or harass you with threats or violence if you fail to repay your loan on time.

  • Negative impact on your credit score: Using Go Uang APK may affect your credit score negatively, as it may not report your payment history or status to the credit bureau. This may make it harder for you to get loans from other lenders in the future.

How How to download and install Go Uang APK?

If you still want to try Go Uang APK, you need to download and install it on your Android device. However, you should be careful and follow these steps to avoid any problems or issues:

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The steps to download Go Uang APK

Go to the official website of Go Uang APK, which is

  • Click on the "Download" button on the homepage, and wait for the APK file to be downloaded.

  • Alternatively, you can also scan the QR code on the website with your phone's camera, and it will direct you to the download link.

  • Make sure that the APK file is from a trusted source, and not from a third-party website or app store.

The steps to install Go Uang APK

  • Before you install Go Uang APK, you need to enable the "Unknown Sources" option on your phone's settings. This will allow you to install apps that are not from the Google Play Store.

  • To do this, go to your phone's settings, then security, then unknown sources, and toggle it on.

  • Once you have enabled this option, go to your phone's file manager, and locate the APK file that you downloaded.

  • Tap on the APK file, and follow the instructions on the screen to install Go Uang APK.

  • After the installation is complete, you can open Go Uang APK and start using it.

How to use Go Uang APK?

After you have downloaded and installed Go Uang APK, you can use it to apply for a loan. However, you need to meet some requirements and follow some steps to do so:

The requirements to apply for a loan

To apply for a loan from Go Uang APK, you need to have:

  • A valid ID card (KTP) that shows your name, date of birth, address, and photo.

  • A bank account that is registered under your name and has an active ATM card.

  • A phone number that can receive SMS verification codes.

  • An Android device that can run Go Uang APK and has a stable internet connection.

The process of applying for a loan

To apply for a loan from Go Uang APK, you need to follow these steps:

  • Open Go Uang APK and register with your phone number and password.

  • Fill out your personal information, such as your name, ID card number, address, email, occupation, income, etc.

  • Upload a clear photo of your ID card (both sides) and a selfie with your ID card.

  • Select the loan amount and repayment period that you want. You can choose from Rp 2 million to Rp 5 million, and from 91 days to 180 days.

  • Review the loan details and terms and conditions carefully. Make sure that you understand the interest rate, fees, penalties, and other charges that may apply.

  • Submit your loan application and wait for approval. You will receive an SMS notification within 24 hours if your application is approved or rejected.

  • If your application is approved, you will receive the loan amount in your bank account within minutes. You can check your loan status and repayment schedule on Go Uang APK.

The repayment methods and terms

To repay your loan from Go Uang APK, you need to follow these methods and terms:

  • You can repay your loan through bank transfer or ATM. You need to use the bank account number and payment code that are provided by Go Uang APK. You can find these details on Go Uang APK or on the SMS reminder that you will receive before the due date.

  • You need to repay your loan on or before the due date. You can choose to repay in full or in installments. However, if you repay in installments, you will incur more interest and fees.

  • You need to pay attention to the repayment amount and date. If you miss a payment or pay less than the required amount, you will be charged with late fees or penalties. These fees or penalties may vary depending on the loan amount and duration.

  • You need to keep track of your repayment history and status. You can check these details on Go Uang APK or contact their customer service if you have any questions or problems.

How How to avoid scams and frauds related to Go Uang APK?

As we have mentioned, Go Uang APK is not a legal or trustworthy app, and it may expose you to various scams and frauds. Therefore, you should be careful and vigilant when using it, and follow these tips to protect yourself and your money:

The signs of a fake or illegal app

Some of the signs that can help you identify a fake or illegal app are:

  • The app is not available on the Google Play Store or other official app stores.

  • The app is not registered or licensed by the OJK or other relevant authorities.

  • The app asks for excessive or sensitive information, such as your bank account password, OTP, PIN, etc.

The app


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